The answer to this question largely depends on whether you have signed a contract with a provider. If you have signed an agreement with a utility provider then you are entering into a binding contract to pay for their services. You may be taken to court if you refuse to pay, so it is best …
The answer to this question largely depends on whether you have signed a contract with a provider. If you have signed an agreement with a utility provider then you are entering into a binding contract to pay for their services. You may be taken to court if you refuse to pay, so it is best …
For those in higher education, student loans are often the main source of income for both the paying of tuition fees and for covering living costs. But with tuition fees on the rise, cost of living on the increase and more and more people going to university, the UK’s outstanding loan balance is rocketing. More …
What Percentage of Students Pay Off Their Student Loan? Read More »
Your creditors can take you to court if you don’t honour the credit agreement you signed. For a lot of people, being taken to court arises as a result of ignoring warnings and ‘sticking their heads in the sand’. If you are in debt then it is essential that you take action, whether that …
Payday loans are an extremely expensive and high risk method of borrowing. They are usualy reserved for people who already have issues with their finances and/or credit rating. The regular use of Payday Loans often indicates that an individual is losing control over their finances and is beginning to pay debt with debt. Owing …
Payday loans are a high risk, high interest way of borrowing and if you are using this service regularly then that could indicate that your control over your finances is slipping. If you do find yourself unable to pay your payday loan repayments, then you could be sent to court. That being said it is …
If you have an overdraft as a result of an emergency or whether you live in your overdraft, it can be all too easy to forget that it is debt that needs to be paid off eventually. The good news is, that if you are struggling with debt and are considering a debt solution like …
If you are found to owe HMRC a tax debt, then as with many debts, quick action will help you avoid some of the more severe consequences. In the first instance, contacting HMRC and discussing your position is always a good option. This can help you avoid any penalty charges that may be applied to …
The best way to get out of debt to HMRC is to contact them and agree a payment plan. If this isn’t possible, then some debt solutions may be appropriate. It is possible to have HMRC debt written off, but HMRC will need to agree to this even if this is to be done using …
If you think you have discovered an old tax bill that you haven’t paid and you’re wondering how long it might take HMRC to forget about it, read on. If HMRC conduct an investigation into your finances, then they could chase any debts they discover up to 20 years after they orginally occured. It is …
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