Scottish Debt Solutions

Debt Solution

Scottish Debt Solutions

If you are having trouble paying debts that are beginning to get out of control, then contact IVA4Me for help.


We can help you begin to get your life back on track.

Get Help Now

Don't Struggle With Debts

Get your life back on track today!

Debt Help Scotland

Which debt solutions are available only in Scotland?

All of the debt recovery solutions below are only available in Scotland, with the exception of the Debt Settlement Offer and Debt Consolidaiton Loan.

Store Card Debt

Debt Settlement Offer

If you acquire a lump sum of money and you have troublesome debts, then a Debt Settlement Offer could enable you to pay that debt at a reduced amount negotiated between you and your creditors.

Minimal Asset Process

Minimum Asset Process

Available only to residents of Scotland, MAP is a type of debt solution that is designed for individuals who are struggling to pay their debt in reasonable time and may need portions of it written off.

IVA Trust Deed

Trust Deed

Only available to residents of Scotland, a Trust Deed is a legally binding, formal debt solution. It is designed for people who are struggling with debts of £5,000 or over. It is considered to be the Scottish version of the IVA.

Bankruptcy Sequestration


Sequestration is a type of debt solution available to residents of Scotland. Whilst the rest of the UK has bankruptcy, Scotland has sequestration. The two solutions are very similar.

Debt Arrangement Scheme

Debt Arrangement Scheme

First introduced in Scotland in 2004, a DAS is a legally binding debt solution available to residents of Scotland. It is a much milder alternative to a Trust Deed or Sequestration for people with more assets.

What is a Debt Consolidation Loan help

Debt Consolidation Loan

A debt consolidation loan can be an effective way of paying off debt to multiple creditors and combining it into one affordable payment. This allows you to reduce your monthly amount at the cost of more interest.

Scottish Debt Solutions FAQs

Scroll to Top