You could write off up to 85% of your unaffordable debt
Catalogue Debts Written Off,Catalogue Debt,What is Catalogue Debt?

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Why are we asking this question?
By knowing how much debt you owe, we can ensure we are able to offer you the most appropriate debt solution for your needs. Some debt solutions, like an IVA, require you to owe more than £5,000.

A DAS (Debt Arrangement Scheme) is a government sanctioned debt solution, that is designed to allow you to pay off you debt over a longer period of time than stated in the original credit agreement. This means that your monthly payments reduce to a more affordable level. So who is eligible?

For starters, a DAS is only available to residents of Scotland. You can find the rest if the criteria below:


  • You must be able to show you have enough surplus income after you have paid your essential living costs.
  • Have more than one debt.
  • You need to seek advice from a DAS approved advisor.
  • You are not taking part in any other debt solution e.g. a Trust Deed.

To find out more, take a look at our Debt Arrangement Scheme page.

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