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Hire Purchase 3

Can You Get Out of Hire Purchase?

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Why are we asking this question?
By knowing how much debt you owe, we can ensure we are able to offer you the most appropriate debt solution for your needs. Some debt solutions, like an IVA, require you to owe more than £5,000.

The short answer is that you can cancel an agreement by contacting the lender and returning the item you purchased. However it is worth bearing in mind that you may still owe them money.


Hire Purchase, also known as a Conditional Sale, is an agreement whereby you take out a loan to purchase an item, but you don’t actually own the item until all the repayments have been made. 


To find out more, take a look at our Hire Purchase page.

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