If your credit card balance is high enough to be causing you concern and you don’t think you can realistically pay it off within a reasonable timeframe, then applying for a debt solution could be the answer.
Debt solutions like an IVA (Individual Voluntary Arrangement) can enable you to have your debt written off. This means that all or some of the debt no longer exists and you won’t be chased for it.
Take a look at our Credit Card Debt page to find out more.