What Happens After 12 Months of a Debt Relief Order?

Once agreed, a Debt Relief Order (DRO) provides the candidate with a 12 month period, known as the ‘moratorium’. The idea is that, during this time, your creditors are unable to chase your debt and you are not obliged to make any payments. Read on to find out what happens once that 12 month period has ended.


Once the 12 month period has ended, the debts included in the DRO will be written off as long as your financial situation hasn’t improved.


To find out more about this, take a look at our Debt Relief Order page.

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