How Do I Get Out of Unsecured Debt?
If you have lots of debts and you are struggling, there are steps you can take to get yourself out of debt.
How Do I Get Out of Unsecured Debt? Read More »
If you have lots of debts and you are struggling, there are steps you can take to get yourself out of debt.
How Do I Get Out of Unsecured Debt? Read More »
Unsecured debt refers to any borrowing where the consumer hasn’t been required to add any assets as collateral. This means that should the borrower not be able to continue paying the loan, the lender would need to pursue the debt.
What Are The Types of Unsecured Debt? Read More »
If your financial situation improves significantly, then you may want to settle some or all of your debts earlier than planned. You should be able to do this, as long as your lender agrees.
Can You Settle a Secured Loan? Read More »
We often get asked whether Secured Debt can be written off. The answer to this is NO. Or at least it is highly unlikely.
Can You Write Off a Secured Loan? Read More »
A secured loan is attached to your property, so if you are struggling to make your repayments, then your lender could apply to the courts to have your property repossessed to pay back the debt.
What Happens if I Don’t Pay a Secured Loan? Read More »
Your rent should be considered a priority within your monthly budget, but if you do fall into arrears with your landlord, you could be at risk of eviction if you do not act.
How Can I Get Out of My Rent Arrears? Read More »
If you have rent arrears, then your landlord may try to have you evicted. This is referred to as ‘seeking possession’ and requires a court order. It is against the law to try and get you to leave your home without going to court first.
Can a Landlord Evict Me For Rent Arrears? Read More »
If you find yourself struggling to pay your mortgage repayments and you fall behind, then you have fallen into mortgage arrears. How long will you be allowed to stay in arrears?
How Long Can You Be in Mortgage Arrears? Read More »
Logbook loans are a form of credit that is accessible to people with a low credit rating; as long as they own their own car.
Do Logbook Loans Appear on a Credit File? Read More »
Hire Purchase is a type of borrowing, so technically it is a type of loan, but there are one or two differences between it and a secured loan.
Does Hire Purchase Count As a Loan? Read More »