What Happens to Unpaid Credit Card Debt After 7 Years?
Technically speaking, a debt becomes unenforceable after 6 years. However, there are some conditions to this.
What Happens to Unpaid Credit Card Debt After 7 Years? Read More »
Technically speaking, a debt becomes unenforceable after 6 years. However, there are some conditions to this.
What Happens to Unpaid Credit Card Debt After 7 Years? Read More »
Persistent Debt occurs when you have been paying minimum payments for a prolonged period of time and you have only been repaying interest and charges as opposed to the actual original balance of the account.
How Long Does Persistent Debt Last? Read More »
Persistent Debt is when an individual has paid more in interest and fees than they have towards paying off the actual debt on their credit card, catalogue or store card in an 18 month period.
What Happens If You Are In Persistent Debt? Read More »
In order for a debt or missed payment to affect your credit file rating, your creditor needs to submit this information to credit file agencies like Experian or Equifax.
Does Council Tax Affect Your Credit Rating? Read More »
The simple answer to this is that you could be sent to prison for up to 3 months if the court decides you do not have a good enough reason to not pay your Council Tax and you refuse to do so.
Can You Go to Jail for Unpaid Council Tax? Read More »
If a Bailiff knocks on your door, then it is important to know your rights. To begin with, get proof of their identity, check their ID.
Can Bailiffs Force Entry for Council Tax Debt? Read More »
If you fall behind on your catalogue repayments, or if you fail to make your minimum repayments, then your catalogue company may ask you to catch up. If you are unable to do this or if you fail to reply, then they have a few options that they could take.
Can You Go To Court for Catalogue Debt? Read More »
If you have catalogue debt and you have not been able to pay, then Bailiffs could come and collect the debt. However you will have plenty of warning before things get to this stage.
Can Bailiffs Come For Catalogue Debt? Read More »
If you have lots of debts and you are struggling, there are steps you can take to get yourself out of debt.
How Do I Get Out of Unsecured Debt? Read More »
Unsecured debt refers to any borrowing where the consumer hasn’t been required to add any assets as collateral. This means that should the borrower not be able to continue paying the loan, the lender would need to pursue the debt.
What Are The Types of Unsecured Debt? Read More »